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Macdonald-Laurier Institute

Citizen reports on MLI paper on payment card regulation

November 19, 2013
in In the Media
Reading Time: 1 min read
A A

Writing in the Ottawa Citizen, reporter Don Butler notes that “Capping transaction fees paid by merchants or regulating credit cards rules will harm consumers, says a new paper released by an Ottawa public policy think tank.”

The story details the findings of the Macdonald-Laurier report “Credit where it’s due: How payment cards benefit consumers and merchants, and how regulations can harm them.” The paper by authors Geoffrey A. Manne, Ian Lee, Todd J. Zywiki and Julian Morris finds that proposed interchange fee regulations, interference with surcharging rules, and restrictions on the “honour-all-cards” rule would cause consumers to face considerably higher banking costs, while paying the same for their consumer goods. Since the higher banking costs fall disproportionately on lower income consumers, in other jurisdictions such regulations have “literally made the poor poorer,” the authors write. For the full report click here.

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  • Home
  • About
    • Who We Are
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    • Tenth Anniversary
    • Jobs
  • Experts
    • Experts Directory
    • In Memoriam
  • Issues
    • Domestic Policy Program
      • Agriculture and Agri-Food
      • Canada’s Political Tradition
      • Economic policy
      • Energy
      • Health Care
      • Innovation
      • Justice
      • Social issues
      • Telecoms
    • Foreign Policy Program
      • Foreign Affairs
      • National Defence
      • National Security
    • Indigenous Affairs Program
  • Projects
    • COVID and after: A mandate for recovery
    • COVID Misery Index
      • Beyond Lockdown
    • Provincial COVID Misery Index
    • Centre for Advancing Canada’s Interests Abroad
      • Dragon at the Door
      • The Eavesdropping Dragon: Huawei
    • An Intellectual Property Strategy for Canada
    • Speak for Ourselves
    • Canada and the Indo-Pacific Initiative
    • DisInfoWatch.org
    • The Transatlantic Program
    • Indigenous Prosperity at a Crossroads
      • Aboriginal Canada and Natural Resources
    • Talkin’ in the Free World with Mariam Memarsadeghi
    • Past Projects
      • Justice Report Card
      • Munk Senior Fellows
      • A Mandate for Canada
      • Confederation Series
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      • The Canadian Century project
      • Fixing Canadian health care
      • Internal trade
      • From a mandate for change
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