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Macdonald-Laurier Institute

Citizen reports on MLI paper on payment card regulation

November 19, 2013
in In the Media
Reading Time: 1 min read
A A

Writing in the Ottawa Citizen, reporter Don Butler notes that “Capping transaction fees paid by merchants or regulating credit cards rules will harm consumers, says a new paper released by an Ottawa public policy think tank.”

The story details the findings of the Macdonald-Laurier report “Credit where it’s due: How payment cards benefit consumers and merchants, and how regulations can harm them.” The paper by authors Geoffrey A. Manne, Ian Lee, Todd J. Zywiki and Julian Morris finds that proposed interchange fee regulations, interference with surcharging rules, and restrictions on the “honour-all-cards” rule would cause consumers to face considerably higher banking costs, while paying the same for their consumer goods. Since the higher banking costs fall disproportionately on lower income consumers, in other jurisdictions such regulations have “literally made the poor poorer,” the authors write. For the full report click here.

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  • Home
  • About
    • Who We Are
    • Who Makes MLI Work
    • Tenth Anniversary
  • Experts
    • Experts Directory
    • In Memoriam
  • Issues
    • Domestic Policy Program
      • Agriculture and Agri-Food
      • Canada’s Political Tradition
      • Economic policy
      • Health Care
      • Innovation
      • Justice
      • Social issues
      • Telecoms
    • Energy Policy Program
      • Energy
      • Environment
    • Foreign Policy Program
      • Foreign Affairs
      • National Defence
      • National Security
    • Indigenous Affairs Program
  • Projects
    • The Great Energy Crisis
    • Centre for Advancing Canada’s Interests Abroad
    • Dragon at the Door
    • The Eavesdropping Dragon: Huawei
    • Canada and the Indo-Pacific Initiative
    • The Transatlantic Program
    • DisInfoWatch.org
    • An Intellectual Property Strategy for Canada
    • Competition Policy in Canada
    • Speak for Ourselves
    • Justice Report Card
    • COVID Misery Index
      • Provincial COVID Misery Index
      • Beyond Lockdown
      • COVID and after: A mandate for recovery
    • Indigenous Prosperity at a Crossroads
      • Aboriginal Canada and Natural Resources
    • Past Projects
      • Talkin’ in the Free World with Mariam Memarsadeghi
      • Munk Senior Fellows
      • A Mandate for Canada
      • Confederation Series
      • Fiscal Reform
      • The Canadian Century project
      • Fixing Canadian health care
      • Internal trade
      • From a mandate for change
      • Size of government in Canada
      • Straight Talk
      • Labour Market Report
      • Leading Economic Indicator
  • Events
    • Upcoming Events
    • Past Events
      • MLI Dinners
      • Great Canadian Debates
  • Latest News
  • Libraries
    • Inside Policy Magazine
      • Inside Policy Online
      • Inside Policy Back Issues
    • Papers
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    • Podcasts

© 2021 Macdonald-Laurier Institute. All Rights reserved.